Welcome to Fidos Bank. These Terms and Conditions govern your use of our financial services. By accessing or using our services, you agree to comply with these terms.
**2. Definitions**
- "Account" refers to a user’s financial profile with Fidos Bank.
- "Services" means the banking, investment, and transaction facilities offered by Fidos Bank.
- "User" refers to any individual or entity utilizing Fidos Bank services.
**3. Eligibility and Account Registration**
- You must be at least 18 years old to open an account.
- Account creation requires valid identification and accurate personal details.
- Fidos Bank reserves the right to approve or deny account applications at its discretion.
**4. Services Offered**
- Various investment plans are available with specific terms and conditions.
- Payments and transactions may be conducted through multiple channels, including cryptocurrency where applicable.
**5. User Responsibilities**
- You must provide accurate and up-to-date information.
- You are responsible for maintaining the security of your account credentials.
- Unauthorized use of services is strictly prohibited.
**6. Fees and Charges**
- Service fees may apply to certain transactions or account types.
- Changes to fees will be communicated in advance.
**7. Transactions and Withdrawals**
- Transactions are processed within standard banking timelines.
- Minimum and maximum limits apply to withdrawals.
- Identity verification may be required for certain transactions.
**8. Referral Program**
- Users may refer others to earn rewards under the referral program.
- Abuse of the referral system will lead to disqualification.
**9. Privacy and Data Protection**
- We collect and store user data to provide our services.
- User data may be shared with third parties under legal obligations or operational necessity.
- Users have the right to access, update, or request deletion of their data.
**10. Security Measures**
- We implement security measures to protect user information and funds.
- Users should adopt strong password practices and avoid sharing credentials.
**11. Limitation of Liability**
- Fidos Bank is not liable for losses due to unauthorized access, user negligence, or third-party service failures.
- Users are responsible for ensuring secure access to their accounts.
**12. Amendments to Terms**
- We reserve the right to modify these terms at any time.
- Continued use of services after modifications constitutes acceptance of the updated terms.
**13. Termination of Services**
- Users may close their accounts upon request.
- Fidos Bank may suspend or terminate accounts in cases of fraud, non-compliance, or legal requirements.
**14. Governing Law and Dispute Resolution**
- These terms are governed by applicable financial laws and regulations.
- Disputes will be resolved through arbitration or legal proceedings as necessary.
**15. Miscellaneous**
- These terms constitute the entire agreement between users and Fidos Bank.
- If any provision is found unenforceable, the remaining terms remain in effect.
- Failure to enforce any part of these terms does not constitute a waiver of rights.
For further inquiries, contact our customer support team.
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