Terms of Service for Fidos Group Limited

Effective Date: 22.01.2021

Welcome to Fidos Group Limited (“we,” “our,” or “us”). By accessing or using our website (fidosbank.com) and services, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully.

1. Acceptance of Terms

By using our website or services, you agree to these Terms and our Privacy Policy. If you do not agree, please discontinue use immediately.

2. Eligibility

To use our services, you must:

• Be at least 18 years old or the legal age of majority in your jurisdiction
• Provide accurate and complete registration information
• Comply with all applicable laws and regulations

3. Services Offered

Fidos Group Limited provides financial services, including investment management and passive income solutions. Specific details of services, plans, and features are described on our website.

4. User Responsibilities

You agree to:

• Use our services for lawful purposes only
• Provide accurate, up-to-date, and complete information when required
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized access or security breach

You must not:

• Engage in fraudulent, abusive, or harmful behavior
• Attempt to gain unauthorized access to our systems
• Use our services to distribute spam or malware

5. Fees and Payments

Details of fees, charges, and payment terms are provided during registration or purchase. By using our services, you agree to pay all applicable fees.

6. Refund Policy

Refunds are subject to the terms of the specific plan or service purchased. For detailed information, refer to the refund policy associated with your account.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Fidos Group Limited and protected under intellectual property laws. You may not reproduce, distribute, or create derivative works without our explicit written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Fidos Group Limited will not be liable for:

• Any indirect, incidental, or consequential damages arising from your use of our services
• Loss of profits, data, or business opportunities

Our total liability under these Terms is limited to the amount you have paid us for the service in question.

9. Termination

We reserve the right to terminate or suspend your access to our services at our sole discretion if you breach these Terms or engage in unlawful activities.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites. Accessing them is at your own risk.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Jurisdiction], without regard to conflict of law principles.

12. Dispute Resolution

In the event of any dispute, you agree to attempt to resolve the matter informally by contacting us. If unresolved, disputes shall be resolved through arbitration in accordance with the rules of [Arbitration Body].

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services signifies acceptance of the revised Terms.

14. Contact Us

If you have any questions or concerns regarding these Terms, please contact us:

Email: support@fidosbank.com
Address: 50 Princess Street, Ipswich , England, IP1 1RJ

By accessing or using our services, you acknowledge that you have read, understood, and agree to these Terms.